Long Stay

Auto Insurance USA

If you are going to study, work or visit your family in the USA for extended periods of time, contract your insurance with us.

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Coverage

SPLIT Coverage

It is a SPLIT coverage for Third Party Liability (CR) or damages to third parties, divided into bodily injury, accident and property damage.

For more information on coverage click here.

CR Coverage 30/60/25

$30,000 USD maximum bodily injury coverage for each affected third party.
60,000 USD is the maximum amount to be covered for bodily injury to the total of affected third parties.
$25,000 USD is the maximum coverage for damage to property of third parties.

CR Coverage 25/50/10

$25,000 USD maximum bodily injury coverage for each affected third party.
$50,000 USD is the maximum amount to be covered for bodily injury to the total of affected third parties.
$10,000 USD is the maximum coverage for damage to property of third parties.

CR Coverage 25/50/15

$25,000 USD maximum for bodily injury to each affected third party.
$50,000 USD D is the maximum amount to be covered for bodily injury to the total of affected third parties.
$15,000 USD maximum coverage for damage to property of third parties.

CR Coverage 15/30/5

$15,000 USD D is the maximum bodily injury coverage per affected third party.
$30,000 USD D is the maximum amount to be covered for bodily injury to the total of affected third parties.
$5,000 USD maximum coverage for damage to property of third parties.

Coverage LUC 100,000 (Combined)

It is a coverage of Civil Liability (CR) or damages to third parties with Combined Single Limit (CUL), per event in damages to property and persons.

This coverage can be used up to $100,000 USD free of limits for bodily injury or property damage.

Your coverage exceeds the limit required by all US states, we cover a maximum of $100,000 USD per event in damages to third parties. 

Applies to any U.S. entry status you select.

Coverage LUC 100,000 (Combined)

It is a coverage of Civil Liability (CR) or damages to third parties with Combined Single Limit (CUL), per event and in damages to property.

This coverage can be used up to $100,000 USD free of limits for bodily injury or property damage.

Your coverage exceeds the limit required by all US states, we cover a maximum of $100,000 USD per event in damages to third parties. 

Applies to any U.S. entry status you select.

SPLIT Coverage

It is a Civil Liability (CR) or SPLIT third party damage coverage, divided into bodily injury, accident and property damage.

For more information on coverage click here.

30,000 USD maximum for personal injury to each affected third party.
60,000 USD lump sum for personal injury to all affected third parties.
$25,000 USD coverage for damage to property of third parties.

$25,000 USD maximum for personal injury to each affected third party.
$50,000 USD lump sum personal injury coverage to all affected third parties.
$10,000 USD coverage for damage to property of third parties.

$25,000 USD maximum for personal injury to each affected third party.
$50,000 USD lump sum personal injury coverage to all affected third parties.
$15,000 USD coverage for damage to property of third parties.

$15,000 USD maximum for personal injury to each affected third party.
30,000 USD lump sum for personal injury to all affected third parties.
$5,000 USD coverage for damage to property of third parties.

Coverage

Minimum SPLIT Coverage (Split)

It is a SPLIT coverage for Third Party Liability or damage to third parties, divided into bodily injury, accident and property damage.

The split coverage is divided into the following limits:

  • Civil liability (CR): liability for damages to third parties.
  • First limit (PL): Maximum amount to be used for bodily injury to third parties for each person affected in the accident.
  • Second limit (SL): Maximum amount to be used for bodily injury to third parties of the total number of persons involved in the accident.
  • Third limit (TL): Maximum amount to be used in damages to property of third parties affected in the accident.

Depending on the state of entry, the following coverages may be available ( PL / SL / TL):

Texas RC Coverage 30/60/25

$30,000 USD maximum bodily injury coverage for each affected third party.
60,000 USD is the maximum amount to be covered for bodily injury to the total of affected third parties.
$25,000 USD is the maximum coverage for damage to property of third parties.

New Mexico RC Coverage 25/50/10

$25,000 USD maximum bodily injury coverage for each affected third party.
$50,000 USD is the maximum amount to be covered for bodily injury to the total of affected third parties.
$10,000 USD is the maximum coverage for damage to property of third parties.

Arizona RC Coverage 25/50/15

$25,000 USD maximum for bodily injury to each affected third party.
$50,000 USD D is the maximum amount to be covered for bodily injury to the total of affected third parties.
$15,000 USD maximum coverage for damage to property of third parties.

California RC Coverage 15/30/5

$15,000 USD D is the maximum bodily injury coverage per affected third party.
$30,000 USD D is the maximum amount to be covered for bodily injury to the total of affected third parties.
$15,000 USD is the maximum coverage for damage to property of third parties.

Coverage LUC 100,000 (Combined)

It is a coverage of Civil Liability or damages to third parties with a combined single limit LUC, per event and in damages to property.

This coverage can use up to $100,000 USD free of limits on bodily injury to each person or damage to property.

Your coverage exceeds the limit required by all US states, we cover a maximum of $100,000 USD per event in damages to third parties. 

Applies to any U.S. entry status you select.

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If you want to know all our auto coverages click on the following link: See more coverages

Benefits

Medical expenses

Includes medical expenses to occupants.

Roadside assistance

You are not alone! We provide you with road assistance within the United States and/or Canada with a hotline.

Professional assistance

Get international travel assistance and legal advice for document theft.

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Benefits

By contracting our Civil Liability (CR) insurance, in addition to giving you peace of mind, we offer you the following benefits:

Medical expenses

Includes Medical Expenses to occupants of the insured vehicle for $2,000 USD per person and up to $10,000 USD per event.

Roadside assistance

  • Towing Service, up to $100 USD
  • Tire change due to flat tire.
  • Fast battery charging.
  • Liquid replenishment: gasoline, water, oil.
  • Locksmith service.

Legal assistance

In case of an accident, legal assistance is included.

Frequently Asked Questions

In the United States it is mandatory to have Liability Insurance for vehicles with Mexican license plates. Tourist Auto Insurance is a legal requirement for vehicles with tourist license plates that travel on streets and highways in the United States.

It is an insurance against third party damages for a car with Mexican plates driving in the United States for more than 28 consecutive days.

The Civil Liability coverage is an insurance that covers the damages caused to a third party, but not the insured's own damages.

This coverage is for any person (student, worker or tourist) with a Mexican car that seeks to transit in the United States for more than 28 consecutive days.

The insurance includes benefits of:

    • Medical expenses to the occupants of the insured vehicle.
    • Roadside assistance in case of an incident.
    • Legal assistance in case you need it due to an accident.

We offer coverage of:

  • 100,000 LUC 
    • Damage to persons and property: $100,000 USD per event.
  • 30/60/25 SPLIT 
    • Damage to persons: $30,000 USD per person / $60,000 USD per event.
    • Property damage: $25,000 USD per person.