Coverage

Below we explain in detail the different coverages we have to protect you on your trip to the USA or Canada.

SPLIT Coverage

It is a SPLIT coverage for Third Party Liability or damage to third parties, divided into bodily injury, accident and property damage.

SPLIT coverage is divided into limits as follows:

  • Civil liability (CR): liability for damages to third parties.
  • First limit (PL): Maximum amount to be used for bodily injury to third parties for each person affected in the accident.
  • Second limit (SL): Maximum amount to be used for bodily injury to third parties of the total number of persons involved in the accident.
  • Third limit (TL): Maximum amount to be used in damages to property of third parties affected in the accident.

RC 30/60/25

$30,000 USD maximum bodily injury coverage for each affected third party.
60,000 USD is the maximum amount to be covered for bodily injury to the total of affected third parties.
$25,000 USD is the maximum coverage for damage to property of third parties.

Quote this coverage here.


RC 100/200/100

$100,000 USD maximum bodily injury coverage for each affected third party.
$200,000 USD is the maximum amount to be covered for bodily injury to the total of affected third parties.
$100,000 USD is the maximum coverage for damage to property of third parties.

Send us a message to purchase this coverage.

RC 25/50/10

$25,000 USD maximum bodily injury coverage for each affected third party.
$50,000 USD is the maximum amount to be covered for bodily injury to the total of affected third parties.
$10,000 USD is the maximum coverage for damage to property of third parties.

Quote this coverage here.


RC 100/200/100

$100,000 USD maximum bodily injury coverage for each affected third party.
$200,000 USD is the maximum amount to be covered for bodily injury to the total of affected third parties.
$100,000 USD is the maximum coverage for damage to property of third parties.

Send us a message to purchase this coverage.

RC 25/50/15

$25,000 USD maximum for bodily injury to each affected third party.
$50,000 USD is the maximum amount to be covered for bodily injury to the total of affected third parties.
$15,000 USD maximum coverage for damage to property of third parties.

Quote this coverage here.


RC 100/200/100

$100,000 USD maximum bodily injury coverage for each affected third party.
$200,000 USD is the maximum amount to be covered for bodily injury to the total of affected third parties.
$100,000 USD is the maximum coverage for damage to property of third parties.

Send us a message to purchase this coverage.

RC 15/30/5

$15,000 USD D is the maximum bodily injury coverage per affected third party.
$30,000 USD D is the maximum amount to be covered for bodily injury to the total of affected third parties.
$5,000 USD maximum coverage for damage to property of third parties.

Quote this coverage here.

LUC (Combined Single Limit) Coverage

It is a coverage of Civil Liability or damages to third parties with Combined Single Limit (CUL), per event in damages to property and persons.


We have the following coverages, please ask for a quote to offer you the ideal coverage.

RC LUC 35,000

35,000 USD Per event, in damages to property and persons. 

Send us a message to purchase this coverage.

RC LUC 60,000

60,000 USD Per event, in damages to property and persons. 

Send us a message to purchase this coverage.

RC LUC 100,000

100,000 USD Per event, in damages to property and persons. 

Quote this coverage here.


RC LUC 300,000

300,000 USD Per event, in damages to property and persons. 

Send us a message to purchase this coverage.

Required liability limits by state in the USA

AL AK AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY DC

Frequently Asked Questions

Covers damages caused by the insured to a third party, whether property or persons. persons.

We offer coverages ranging from the minimum required per state, up to 300,000 per event.

The insurance we offer does not protect the insured's car, only the damages caused to a third party.

In the United States, each state decides the minimum liability coverage.

All of our coverages are at or above the required level.

A SPLIT Coverage is one in which the amounts are divided into different limits.

  • Example: 30/60/25
    • 30,000 USD maximum bodily injury coverage for each third party affected. third party affected.
    • 60,000 USD is the maximum amount to be covered for bodily injury to the total affected third parties. total of the affected third parties.
    • $25,000 USD maximum coverage for damage to property of third parties. third parties.

A LUC (Combined Single Limit) Coverage is one that has only one total amount to be divided as required. total amount to be divided as required.

  • Example: LUC 100,000
    • The $100,000 USD may be divided among the damage to property or persons as property or persons as required so long as the amount does not exceed $100,000 USD. 100,000 USD.